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AIG INSURANCE COMPANY: KENYA


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Select employers liability insurance from the options below;

WHAT IS COVERED

EMPLOYERS' LIABILITY (COMMON LAW)  covers Legal liability for negligence resulting in death or bodily injury or disease to the covered employee during and in the course of employment.

The cover includes transportation of the covered employes to and from work.

Kenya Jurisdiction Clause Applies.

It excludes War, Political Risks & Terrorism.

Excess payable for Each and every loss is KES. 25,000

The cover is subject to Annual Earnings Declaration Condition.

For any one person it covers upto a limit of KES. 2,000,000

For any one occurrence it covers upto a limit of KES. 10,000,000

For any one year it covers upto a limit of KES. 20,000,000

 

WHAT IS COVERED

EMPLOYERS' LIABILITY (COMMON LAW)  covers Legal liability for negligence resulting in death or bodily injury or disease to the covered employee during and in the course of employment.

The cover includes transportation of the covered employes to and from work.

Kenya Jurisdiction Clause Applies.

It excludes War, Political Risks & Terrorism.

Excess payable for Each and every loss is KES. 25,000

The cover is subject to Annual Earnings Declaration Condition.

For any one person it covers upto a limit of KES. 4,000,000

For any one occurrence it covers upto a limit of KES. 15,000,000

For any one year it covers upto a limit of KES. 30,000,000

 

WHAT IS COVERED

EMPLOYERS' LIABILITY (COMMON LAW)  covers Legal liability for negligence resulting in death or bodily injury or disease to the covered employee during and in the course of employment.

The cover includes transportation of the covered employes to and from work.

Kenya Jurisdiction Clause Applies.

It excludes War, Political Risks & Terrorism.

Excess payable for Each and every loss is KES. 25,000

The cover is subject to Annual Earnings Declaration Condition.

For any one person it covers upto a limit of KES. 6,000,000

For any one occurrence it covers upto a limit of KES. 20,000,000

For any one year it covers upto a limit of KES. 40,000,000

 

WHAT IS COVERED

EMPLOYERS' LIABILITY (COMMON LAW)  covers Legal liability for negligence resulting in death or bodily injury or disease to the covered employee during and in the course of employment.

The cover includes transportation of the covered employes to and from work.

Kenya Jurisdiction Clause Applies.

It excludes War, Political Risks & Terrorism.

Excess payable for Each and every loss is KES. 25,000

The cover is subject to Annual Earnings Declaration Condition.

For any one person it covers upto a limit of KES. 8,000,000

For any one occurrence it covers upto a limit of KES. 25,000,000

For any one year it covers upto a limit of KES. 50,000,000

 

Premium per year is

See What's Covered

WIBA policy covers employees of the Insured whilst on duty and engaged in the execution of the Insured's business &/or any project undertaken by the insured, against accidental bodily injury, disablement or death or occupational illness.

LIMITS OF LIABILITY

Any one person: KES. 10,000,000

Any one accident: KES. 25,000,000

Any one year KES. 50,000,000

Excess applicable: Fix value of KES. 5,000

BENEFITS:

  1. Death: 96 months earnings subject to the maximum amount set out under the limit of liability above.

  1. Permanent Total Disablement: Percentages as set out in the first schedule of Work Injury Benefit Act, 2007 subject to the maximum amount set out under the limit of liability above.

  1. Temporary Total/ Partial Disablement: As per the Work Injury Benefit Act, 2007 subject to a maximum of 12 months earnings.

  1. Medical Expenses: Actual expenses incurred but limited to KES. 100,000/= per employee.

  1.  Funeral Expenses: KES. 30,000/= per deceased employee.

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