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Options for the Principal member, Father or husband

From Age: 65 To Age: 80

Options for the Spouse, mother or wife

From Age: 65 To Age: 80

Options for the children

From Age: 1 To Age: 18
Enter number of children:

Premium per year is

See What's Covered

Outpatient Cover Per Person

1. Consultation fees at appointed service providers.

2. Diagnostic laboratory and radiology services.

3. Prescribed Physiotherapy.

4. Prescribed drugs and dressing.

5. Outpatient cover for chronic conditions and HIV/ AIDS subject to two years waiting period.

6. Outpatient prescription subject to a sublimit of Ksh. 50,000 per person per annum.

7. All outpatient claims are subject to Ksh. 1,000 copayments.



1. Illness claims incurred within the first 28 days of cover.

2. Surgical claims incurred within the first 60 days of cover.

3. Amounts recoverable from other insurances such as NHIF, GPA

4. Expenses where material information is withheld or misstated.

5. Benefits not specified in the brochure and policy.

6. Treatment by any other than a certified medical practitioner.

7. Expenses incurred in connection with active participation in riots, civil unrest etc.

8. Self-inflicted injury and attempted suicide.

9. Medical costs due to experimental treatment.

10. Professional and hazardous sports activities.

11. Cosmetic Surgery.

12. Outpatient dental and optical claims.

13. Vaccines.

14. Homeopathy, chiropractic treatment, acupuncture, herbal medicine and treatment.

15. Experimental treatment.

16. Cosmetic surgery.

17. Infertility.

18. Medical bill incurred at a non-appointed facility.

19. Alcoholism, drug abuse and related ailments.

20. Treatment outside the approved and or recommended service provider.

21. Dialysis for management of a long term ailment.