insurance covers a policyholder against fire loss or damage from many sources.
Sources include fires brought about by electricity, such as faulty wiring and
explosion of gas, as well as those caused by lightning and natural disasters.
earthquake claims, an excess of 2% of sum insured. Minimum
KES. 5,000,000 is payable.
Burglary Insurance Cover
1. Covers the cost of replacing your
personal items if there is actual forcible or violent breaking into or exit
from your home or any other insured premises.
2. Covers the damage to your insured
premises as a result of this forcible entry or exit.
Burglary/Theft Insurance Exclusions
1. Loss or damage done by someone who is
lawfully on the premises, such as an employee or friend.
2. Loss or damage that happens while
your premises are left empty or without a caretaker for a continuous period
exceeding four consecutive days.
of each and every loss.
Min KES. 10,000
provides cover for loss of or damage to the property insured by Fire, Theft or
any Accidental means not excluded by the Policy.
suitable for mobile items like cameras, laptops, personal computers, videos and
other fragile electronic items, personal items, baggage etc.
Due to the
mobile nature of most items, cover will not be restricted to the premises.
Policy will usually have the territorial scope as Kenya or Worldwide in respect
to items such as laptops and cameras.
10% of each
and every loss. Min. KES. 5,000