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CIC INSURANCE MOTOR COMMERCIAL OWN GOODS


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See What's Covered

LIMITS OF COVER

1.       Free wind screen and radio cassette covered up to ksh. 20,000/-

 

2.       Free medical expenses covered up to ksh. 30,000/-

 

3.       Towing charges covered up to ksh. 30,000/-

 

4.       Authorized repair limit ksh. 50,000/-

 

5.       Third party property damage covered up to ksh. 5,000,000/-

 

6.       Passenger legal liability per passenger covered up to ksh. 3,000,000/- Maximum of 2 cabin passengers only.

 

7.       Passenger legal liability per event covered up to ksh. 20,000,000/- Maximum of 2 cabin passengers only.

 

8.       Riot strike & civil commotion extension covered for free

 

APPLICABLE EXCESS

1.       Own damage / partial theft:  5% of the insured value min ksh. 20,000/-

 

2.       Theft excess with antitheft device: 10% of the insured value min ksh. 20,000/-

 

3.       Theft excess without antitheft device: 25% of the vehicle value min ksh. 30,000/-

 

4.       Third party excess: 7,500/-

 

5.       Young and unexperienced driver: 2.5% of the vehicle value

 

NB 

Geographical coverage: cover extended to COMESA region subject to towing the motor Vehicle to Kenya at the insureds cost following an accident (usual yellow card procedures apply)

Minimum premium payable is ksh. 30,000/-

Vehicle should be 15 years and below.

 

Additional benefits



Excess protector:

Political Risk/terrorism:

AA Membership/Rescue: KES. 3,500

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