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APA INSURACE JAMII PLUS COVER


Choose from this options

Choose Father insurance


Minimum: 21 Maximum: 40






Minimum: 41 Maximum: 54







Minimum: 55 Maximum: 65





Minimum: 66 Maximum: 70




Minimum: 71 Maximum: 75


Choose Mother insurance


Minimum: 21 Maximum: 40






Minimum: 41 Maximum: 54






Minimum: 55 Maximum: 65





Minimum: 66 Maximum: 70




Minimum: 71 Maximum: 75


Choose Children insurance


Minimum: 1 Maximum: 20
Number of children:





TOTAL PREMIUM

see what is covered

1.      Bed Benefits

For Option 10,000,000: Private room is covered up to a limit of Ksh. 20,000

For Option 5,000,000: Ensuite wing is covered up to Ksh. 15,000

For Option 2,00,000: SPR is covered up to Ksh. 10,000

For Option 1,000,000: General ward bed is covered

For Option 500,000: General ward bed is covered

 

2.      Prescription drugs & dressing Benefits

For Option 10,000,000: Prescription drugs & dressing is paid for in full

For Option 5,000,000: Prescription drugs & dressing is paid for in full

For Option 2,000,000: Prescription drugs & dressing is paid for in full

For Option 1,000,000: Prescription drugs & dressing is paid for in full

For Option 500,000: Prescription drugs & dressing is paid for in full

 

3.      Physician, specialist & surgical fees

For option 10,000,000: Physician, specialist & surgical fees are paid for in full

For option 5,000,000: Physician, specialist & surgical fees are Paid for in full

For option 2,000,000: Physician, specialist & surgical fees are Paid for in full

For option 1,000,000: Physician, specialist & surgical fees are Paid for in full

For option 500,000: Physician, specialist & surgical fees are Paid for in full

 

4.      Theatre charges HDU & ICU

For option 10,000,000: Theatre charges HDU & ICU fees are paid for in full

For option 5,000,000: Theatre charges HDU & ICU fees are Paid for in full

For option 2,000,000: Theatre charges HDU & ICU fees are Paid for in full

For option 1,000,000: Theatre charges HDU & ICU fees are Paid for in full

For option 500,000: Theatre charges HDU & ICU fees are Paid for in full

 

5.      Diagnostic tests

For option 10,000,000: Diagnostic tests fees are paid for in full

For option 5,000,000: Diagnostic tests fees are Paid for in full

For option 2,000,000: Diagnostic tests fees are Paid for in full

For option 1,000,000: Diagnostic tests fees are Paid for in full

For option 500,000: Diagnostic tests fees are Paid for in full

 

6.      Physiotherapy as part of treatment

For option 10,000,000: Physiotherapy as part of treatment fees are paid for in full

For option 5,000,000: Physiotherapy as part of treatment fees are Paid for in full

For option 2,000,000: Physiotherapy as part of treatment fees are Paid for in full

For option 1,000,000: Physiotherapy as part of treatment fees are Paid for in full

For option 500,000: Physiotherapy as part of treatment fees are Paid for in full

 

7.      Pre-existing/chronic conditions/HIV

For option 10,000,000: Pre-existing/chronic conditions/HIV fees are covered up to a limit of KES. 1,000,000

For option 5,000,000: Pre-existing/chronic conditions/HIV fees are covered up to a limit of KES. 500,000

For option 2,000,000: Pre-existing/chronic conditions/HIV fees are covered up to a limit of KES. 350,000

For option 1,000,000: Pre-existing/chronic conditions/HIV fees are covered up to a limit of KES. 300,000

For option 500,000: Pre-existing/chronic conditions/HIV fees are covered up to a limit of KES. 200,000

 

8.      Organic transplant

For option 10,000,000: Organic transplant fees are covered up to a limit of KES. 500,000

For option 5,000,000: Organic transplant fees are covered up to a limit of KES. 500,000

For option 2,000,000: Organic transplant fees are covered up to a limit of KES. 300,000

For option 1,000,000: Organic transplant fees are covered up to a limit of KES. 200,000

For option 500,000: Organic transplant fees are covered up to a limit of KES. 100,000

 

9.      Surgical appliances & internal prostheses

For option 10,000,000: Surgical appliances & internal prostheses fees are covered up to a limit of KES. 500,000

For option 5,000,000: Surgical appliances & internal prostheses fees are covered up to a limit of KES. 500,000

For option 2,000,000: Surgical appliances & internal prostheses fees are covered up to a limit of KES. 300,000

For option 1,000,000: Surgical appliances & internal prostheses fees are covered up to a limit of KES. 200,000

For option 500,000: Surgical appliances & internal prostheses fees are covered up to a limit of KES. 100,000

 

10.  Psychiatry & psychotherapy

For option 10,000,000: Psychiatry & psychotherapy fees are covered up to a limit of KES. 500,000

For option 5,000,000: Psychiatry & psychotherapy fees are covered up to a limit of KES. 250,000

For option 2,000,000: Psychiatry & psychotherapy fees are covered up to a limit of KES. 200,000

For option 1,000,000: Psychiatry & psychotherapy fees are covered up to a limit of KES. 150,000

For option 500,000: Psychiatry & psychotherapy fees are covered up to a limit of KES. 100,000

 

11.  Post-hospitalization

For option 10,000,000: Post-hospitalization fees are covered up to a limit of KES. 500,000

For option 5,000,000: Post-hospitalization fees are covered up to a limit of KES. 30,000

For option 2,000,000: Post-hospitalization fees are covered up to a limit of KES. 30,000

For option 1,000,000: Post-hospitalization fees are covered up to a limit of KES. 15,000

For option 500,000: Post-hospitalization fees are covered up to a limit of KES. 10,000

 

12.  Accommodation cost

For option 10,000,000: Accommodation cost is paid for in full

For option 5,000,000: Accommodation cost is Paid for in full

For option 2,000,000: Accommodation cost is Paid for in full

For option 1,000,000: Accommodation cost is Paid for in full

For option 500,000: Accommodation cost is Paid for in full

 

13.  Day care surgery

For option 10,000,000: Day care surgery cost is paid for in full

For option 5,000,000: Day care surgery cost is Paid for in full

For option 2,000,000: Day care surgery cost is Paid for in full

For option 1,000,000: Day care surgery cost is Paid for in full

For option 500,000: Day care surgery cost is Paid for in full

 

14.  Local ambulance to hospital

For option 10,000,000: Local ambulance to hospital cost is paid for in full

For option 5,000,000: Local ambulance to hospital cost is Paid for in full

For option 2,000,000: Local ambulance to hospital cost is Paid for in full

For option 1,000,000: Local ambulance to hospital cost is Paid for in full

For option 500,000: Local ambulance to hospital cost is Paid for in full

 

15.  Treatment outside Kenya but Restricted to India

For option 10,000,000: Allowed

For option 5,000,000: Allowed

For option 2,000,000: Allowed

For option 1,000,000: Allowed

For option 500,000: Allowed

 

16.  Air fare scheduled flights

For option 10,000,000: Air fare scheduled flights is Paid in full

For option 5,000,000: Air fare scheduled flights is Paid in full

For option 2,000,000: Air fare scheduled flights is Paid in full

For option 1,000,000: Air fare scheduled flights is Paid in full

For option 500,000: Air fare scheduled flights is Paid in full

 

17.  1st emergency C-section or maternity complications

For option 10,000,000: 1st emergency C-section or maternity complications is covered up to a limit of KES. 100,000

For option 5,000,000: 1st emergency C-section or maternity complications is covered up to a limit of KES. 60,000

For option 2,000,000: 1st emergency C-section or maternity complications is covered up to a limit of KES. 50,000

For option 1,000,000: 1st emergency C-section or maternity complications is covered up to a limit of KES. 40,000

For option 500,000: 1st emergency C-section or maternity complications is covered up to a limit of KES. 40,000

 

18.  Inpatient ophthalmology & cataract removal

For option 10,000,000: Inpatient ophthalmology & cataract removal is covered up to a limit of KES. 100,000

For option 5,000,000: Inpatient ophthalmology & cataract removal is covered up to a limit of KES. 70,000

For option 2,000,000: Inpatient ophthalmology & cataract removal is covered up to a limit of KES. 60,000

For option 1,000,000: Inpatient ophthalmology & cataract removal is covered up to a limit of KES. 40,000

For option 500,000: Inpatient ophthalmology & cataract removal is covered up to a limit of KES. 30,000

 

19.  Emergency dental/optical treatment following accident

For option 10,000,000: Emergency dental/optical treatment following accident is Paid in full

For option 5,000,000: Emergency dental/optical treatment following accident is Paid in full

For option 2,000,000: Emergency dental/optical treatment following accident is Paid in full

For option 1,000,000: Emergency dental/optical treatment following accident is Paid in full

For option 500,000: Emergency dental/optical treatment following accident is Paid in full

 

20.  Funeral expenses

For option 10,000,000: Funeral expenses is covered up to a limit of KES. 100,000

For option 5,000,000: Funeral expenses is covered up to a limit of KES. 50,000

For option 2,000,000: Funeral expenses is covered up to a limit of KES. 40,000

For option 1,000,000: Funeral expenses is covered up to a limit of KES. 30,000

For option 500,000: Funeral expenses is covered up to a limit of KES. 25,000

 



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